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Woman evaluating documents for compensation in personal injury cases

Accepting the First Compensation Offer: Wise or Risky?

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Accepting the First Compensation Offer: Wise or Risky?

Woman evaluating documents for compensation in personal injury cases

When it comes to accidents involving personal injuries, receiving a compensation offer from an insurance company can feel like an immediate relief. However, the decision to accept that first offer can have consequences that some might not realize. 

At Castan, Lecca & Boeschen, experts in personal injury and compensation claims, we understand the complexity of these situations and how to handle them to achieve superior results.

The Temptation to Accept the First Offer

Man concerned about compensation offer received

Often, insurance companies seek to close cases quickly by offering an initial compensation that may seem fair at first glance. However, these initial offers rarely reflect the true value of the claims, especially when all injuries and damages have not been fully evaluated.

Accepting the first compensation offer can result in the loss of rights to future claims related to the accident. For example, if injuries worsen over time or require additional treatments after accepting the offer, the additional costs will fall on the affected person, not the insurer.

When calculating the appropriate compensation claim after an accident, it is crucial to consider several components that can affect the final value of the claim. Here are the most important elements:

  • Current and Future Medical Expenses: Includes all medical costs directly related to the treatment of the accident, from hospital visits and medications to future rehabilitation therapies that may be needed.
  • Loss of Income: Compensates for lost income if the accident prevents you from working in the short or long term. This includes lost wages and benefits, as well as future earning capacity if the injury results in a permanent disability.
  • Property Damage: Includes the repair or replacement of any property damaged during the accident, such as your vehicle.
  • Pain and Suffering: These damages are more subjective and cover the physical and emotional trauma suffered, which cannot always be easily quantified in monetary terms.
  • Legal and Extra Costs: Additional expenses arising from the accident, such as legal fees, transportation costs to medical treatments, or home adaptations in case of severe disabilities.

At Castan, Lecca & Boeschen, our personal injury lawyers are prepared to help evaluate and calculate all aspects of compensation claims, ensuring that each client receives what they truly deserve, even if you are undocumented. We have the experience and resources necessary to handle the complexities of each case.

The involvement of a personal injury lawyer is crucial. Lawyers are equipped to adequately assess the extent of damages and have the necessary experience to negotiate with insurers.

In our firm, we understand the tactics that insurance companies employ and have the knowledge and experience to counteract them. Our focus is to ensure that each client understands the implications of any compensation offer and receives the fair amount they deserve through a detailed plan that includes:

  • Comprehensive Evaluation: Before considering any offer, we conduct a complete evaluation of the injuries and damages to understand the full extent.
  • Informed Negotiation: We use our experience and knowledge to negotiate terms that truly compensate our clients for their short- and long-term losses.
  • Legal Representation: If negotiations do not result in a fair offer, we are prepared to take the case to trial to ensure our clients’ rights are respected.
Lawyers Castan & Lecca analyzing and reading the law

Accepting the first offer from an insurer is rarely the best option. At Castan, Lecca & Boeschen, we strive to ensure our clients understand their rights and receive the maximum possible compensation claim. If you have been involved in an accident, we invite you to call us before making any decisions. 678-825-3611

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PRACTICE AREAS

CAR
ACCIDENT
Castan y Lecca
PERSONAL
INJURY
Castan y Lecca
DEPORTATION
DEFENSE
Castan y Lecca
VISAS &
RESIDENCY
Castan y Lecca
WORKER’S
COMP
Castan y Lecca
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Atlanta Location:

51 Lenox Pointe NE
Atlanta, GA 30324

Norcross Location:

4131 Steve Reynolds Blvd #102
Norcross, GA 30093

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Dustin Thompson

Attorney

Dustin Thompson was raised in rural Camilla, Georgia. Dustin graduated from Georgia Southern University majoring in political science and history. After graduation, Dustin obtained a law degree from Georgia State University College of Law in Atlanta. Before becoming a lawyer, Dustin worked a variety of jobs from a watermelon farm in Mitchell County to a policy think tank in Washington D.C. Dustin has practiced law almost exclusively in the workers’ compensation arena since 2014. For nearly a decade, he worked for a large defense firm in Georgia representing employers and insurers and gaining the invaluable experience and knowledge of how insurers defend claims. In 2023, Dustin joined the firm to use his expertise and litigation skills to help individuals who have been injured as a result of work accidents and third-party negligence.  Dustin has been repeatedly recognized by Best Lawyers: “Ones to Watch” in the practice of workers’ compensation. Outside of work, Dustin enjoys traveling, hunting, and attending sporting events. He and his family are active in Buckhead Church.

MICHAEL BOESCHEN

Attorney

Michael Boeschen (Mike) was born in Wichita, KS and raised in Chattanooga, TN. Mike graduated from The McCallie School and went on to study history, Spanish, and Latin American Studies at Southern Methodist University in Dallas, TX. After graduation, he went on to pursue a law degree from the University Of Georgia School Of Law. During law school, Mike participated in the Legal Aid Clinic, assisting in the defense of indigent criminal defendants. Mike has been licensed to practice law in Georgia since 2002 and his main practice area consists of representing injured workers as they navigate through the Georgia workers’ compensation system. Mike is also fluent in Spanish. In his spare time Mike enjoys following soccer, cooking, and spending time with his wife and two young daughters. Mike and his family are parishioners of the Holy Spirit Catholic Church in Sandy Springs, GA

CHRISTIAN PECONE

Attorney

ED DENKER

Attorney

Edward Denker was born in Philadelphia, PA but has made Georgia his home since 1999. He graduated from the Pennsylvania State University with a Bachelor’s degree in liberal arts. He then earned his Juris Doctorate from the University of Georgia. Edward spent his first years in practice representing clients in personal injury and wrongful death claims. He then spent more than a decade honing his litigation skills representing employers and insurers in workers’ compensation claims, where he gained immense experience and knowledge of how insurers defend those claims. In 2017, Edward returned to his passion of representing people who have been injured at work or through the negligence of others. When he isn’t working, Edward enjoys spending time with his wife and their two children. He is also an avid sports fan, and enjoys cooking and travel

ILIANA DOBREV

Attorney

Iliana Dobrev was born in Bulgaria. After high school, she immigrated to the United States to study law. She graduated magna cum laude from Georgia State University with a Bachelor’s in political science concentrating on pre-law and minoring in Spanish. In 2015, she graduated from Georgia State University College of Law. While in law school, Iliana completed a Graduate Research Assistantship in Labor and Employment Law and Employment Discrimination and two externships in Immigration Law. As an immigrant herself, Iliana is passionate about advocating for and defending immigrants. She is delighted to help families stay together and pursue the American dream. Iliana is a member of the American Immigration Lawyers Association and worked in both a fellowship and a firm specializing in immigration law. Iliana is fluent in Bulgarian and Spanish
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KEN THAXTON

Attorney

Ken Thaxton was born and raised in Roberta, GA. When Ken was a child, his father started a trucking business, which Ken ultimately spent over ten years working with through his late teens and twenties. Ken graduated from Houston County High School in Warner Robins, GA in 2001 with a 4.0 GPA. He then studied Business and Information Technology at Macon State College, ultimately graduating with a 4.0 GPA in 2004. After graduation, Ken continued to work with his father’s trucking company, and in late 2005, Ken and his father started an aircraft charter company, Southern Jet, Inc., under Part 135 of the Federal Aviation Regulations. Ken served as President of Southern Jet from 2006 until 2010, when he and his father sold the company. Ken is a Commercially Licensed Instrument, Multi-Engine Pilot. While serving as President of Southern Jet, Ken started Law School at the University of Georgia School of Law in 2009. Ken focused primarily on business and civil law, including Workers’ Compensation, while at UGA. He graduated Cum Laude and in the top 25% of his class from UGA Law in 2012. Ken is a licensed to practice law in the State of Georgia, and he is also a licensed neutral (mediator) in the State of Georgia. Ken represents small businesses in transactional matters and business conflicts, and he also represents injured workers and Plaintiffs injured in cases of negligence. During his spare time, Ken enjoys swimming, cycling, sporting clays, and fishing. He also does charity work with a national scholarship fund
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ALEXANDER LECCA

Attorney

Alexander Lecca (Alex) was born in Miami, Florida to immigrant parents from Cuba and Peru. Alex graduated from Coral Gables High School, where he was a recipient of the Elsa Glazer Award (given to students who graduate with a 3.5 GPA and above). He went on to study marketing at the University of Miami School of Business Administration. At the University of Miami he was also a member of the Pi Kappa Alpha fraternity. After graduation, he went on to pursue a law degree from St. Thomas University School of Law. In law school, Alex received several book awards and graduated Cum Laude. During law school Alex clerked for the Honorable Beth Bloom, had an internship with the Miami-Dade County Public Defender’s office, and clerked for a prestigious litigation law firm. Alex is licensed to practice law in both Georgia and Florida and handles workers’ compensation and personal injury cases. He is also a registered mediator with the Georgia Office of Dispute Resolution. Alex is also fluent in Spanish. During his spare time, Alex enjoys outdoor activities with his wife and four children. He also helps coach his children’s baseball, football, basketball, and soccer teams. Alex and his family are parishioners of St. Catherine of Siena Catholic Church

DANIEL CASTAN 

Attorney

Dan Castan is a senior partner at Castan and Lecca, PC in Buckhead and represents injured workers before the State Board of Workers’ Compensation and plaintiffs in State and Superior Courts of Georgia for injuries suffered in accidents. Dan litigated one of the seminal claims securing the rights of undocumented workers to receive Workers’ Compensation benefits in the state of Georgia when injured in the case of Wet Walls, Inc. vs. Ledesma. Dan has successfully fought and settled multi million dollar cases. He was born and raised in Newark, New Jersey to immigrant parents from Cuba. He received a Bachelor of Arts degree from Boston College and received his Juris Doctor from The Washington College of Law at The American University in Washington D.C.  Dan was admitted to the Georgia Bar in November, 1993.  He is an active member of the Hispanic Chamber of Commerce, Georgia Trial Lawyers Association, Atlanta Bar Association and the Workers’ Compensation Section of the State Bar of Georgia. Dan is a founding member and Director of the Latino Victory Fund Georgia and serves on the Board of The Latin American Association. Dan has been dedicated to getting Latinos elected to local, state and Federal offices in Georgia. He has been a Big Brother through Big Brothers and Sisters of Metro Atlanta and a mentor through The Latin American Association’s mentor/mentee program. Dan is married with two children.